Let’s face it, creating a monthly budget and tracking your expenses is no fun, especially if you don’t have a lot of money to . around with. However, if all we wanted to do was have fun for the rest of our lives, we’d still be playing with sand. Money must be made and it must be saved or else you’re setting yourself up for an uncertain future. So how do you take charge of your money without being miserable? How can you craft a monthly budget effectively without taking the fun out of your life? We have the answers. Follow the tips below to create a budget that will help you reach your money goals but not take the smile off your face: 1. Be realistic Yes you need to save a truckload of money, but you also need to eat and move around too, so don’t plan to use only half a tin of tomato paste or eat half an egg in the name of savings. If the burden is too hard, you’ll eventually quit and tell yourself “I can’t come and die,” because ...
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